You might have the wrong financial advisor, if they cannot pay off their credit card statement in full each and every month. You might have the wrong financial advisor, if they believe a home mortgage is a good thing. You might have the wrong financial advisor, if they primarily make their money from fees rather than a positive return on portfolio management. You might have the wrong financial advisor, if they do not invest their own money where they want you to invest yours. You might have the wrong financial advisor if, they can’t figure out when a security was bought and sold and if there is a tax gains or a tax loss – sadly this really happened to me once. I fired the guy. You might have the wrong financial advisor who believes life is best lived on debt, loans, or credit. You might have the wrong financial advisor who doesn’t understand that ownership of physical assets is a constant mockery to the owner. You might need to think about that one. You might have the wrong financial advisor if they’re financial plan is to simply regurgitate all of the information you’ve already given them and they simply give it back to you in a nice folder with a few fancier graphs and charts, while calling it a financial plan. You might have the wrong financial advisor if they get giddy about how much money you have. You might have the wrong financial advisor if they think you are so wealthy you shouldn’t be concerned about anything. You might have the wrong financial advisor if they really believe they will keep your business if they entertain you at professional sporting events. You might have the wrong financial advisor if they want you to give away 90% of your money to charity now, and just live off of 10%. You might have the wrong financial advisor if their monthly statements don’t add up. You might have the wrong financial advisor if they are always trying to up sell you. You might have the wrong financial advisor if after looking at your portfolio, it slips out that they are now owning everything you own. You might have the wrong financial advisor if when you ask them a question, their immediate response is “it depends.” You might have the wrong financial advisor if they don’t understand the emotional dynamics of wealth on the human soul, much less your family and friends You might have the wrong financial advisor, if they can never tell you no, or that you shouldn’t buy this, or that it would not be wise to spend money here, or not to invest in this product or financial instrument.